Terms of Service

These Terms of Service ("Terms") govern your access to and use of the website located at plaingreenloansoffer.com (the "Site"), operated by PlainGreenLoans.com ("we," "us," or "our"). By visiting, browsing, or using any portion of the Site, you represent that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

These Terms apply to all visitors, users, and others who access or use the Site, regardless of location. We reserve the right to update these Terms at any time. Continued use after changes constitutes acceptance.

We are an independent consumer finance information and review website. Loan applications submitted through our site are processed by Plain Green, LLC — a separate, independently operated tribal lender owned by the Chippewa Cree Tribe of Montana. We have no control over Plain Green's lending decisions, approval criteria, rates, terms, or loan servicing.

By submitting a loan application through our site, you enter into a direct relationship with Plain Green, LLC, governed by their loan agreement and terms — not by us.

All content on this Site — including reviews, rate tables, payment calculators, comparison charts, blog articles, and FAQs — is provided for general informational purposes only and does not constitute:

• Financial advice or recommendations
• Legal advice or counsel
• Credit counseling or debt management advice
• A guarantee of loan approval or specific loan terms
• A binding offer or commitment by any lender

Our loan calculator provides estimates only. Actual monthly payments, total repayment amounts, and APRs are determined by the lender based on your specific credit profile and application data. Always review the official loan agreement provided by the lender before accepting any offer.

PlainGreenLoans.com participates in affiliate marketing. We may earn a referral commission when you click an "Apply Now" link on our site and submit a loan application. This arrangement does not affect the loan terms you receive — the lender determines those independently.

Our editorial reviews, star ratings, and written assessments are produced independently of our affiliate relationships. We do not accept payment to write favorable reviews or to alter our editorial assessments in any direction.

This disclosure is made in compliance with FTC 16 CFR Part 255 (Guides Concerning Use of Endorsements and Testimonials in Advertising).

You may use this Site for lawful personal purposes only. You agree to use the Site in a manner consistent with all applicable federal, state, and local laws and regulations. You represent that you are at least 18 years of age and have the legal capacity to enter into these Terms.

Permitted uses include: reading editorial content, using our loan calculator tool, comparing lender information, submitting contact form inquiries, and accessing loan application forms.

You agree NOT to:

• Use the Site for any unlawful purpose or in violation of any regulations
• Attempt to gain unauthorized access to any portion of the Site or its systems
• Use automated bots, scrapers, or crawlers to extract content without permission
• Reproduce, republish, or commercially exploit Site content without written authorization
• Submit false, misleading, or fraudulent information through our contact forms
• Interfere with or disrupt the operation of the Site or its servers
• Attempt to circumvent any security measures on the Site
• Use the Site to transmit spam, malware, or other harmful content
• Impersonate PlainGreenLoans.com, Plain Green, LLC, or any other entity

Violation of these prohibitions may result in termination of your access to the Site and, where applicable, legal action.

All content on this Site — including text, graphics, logos, design, layouts, icons, images, and software — is the property of PlainGreenLoans.com or its content licensors and is protected by US and international copyright law.

You may view, download, and print individual pages for personal, non-commercial use only, provided you do not modify the content and retain all copyright and proprietary notices.

You may NOT reproduce, republish, distribute, sell, sublicense, or create derivative works from Site content without our express written permission. This includes reproducing our editorial reviews, rating methodologies, comparison tables, or calculator outputs for commercial purposes.

Trademark Notice: "Plain Green Loans" and related marks are trademarks of Plain Green, LLC. We use these marks descriptively to identify the lender we review and do not claim any trademark rights in those marks.

Our Site contains links to third-party websites, including lender sites, regulatory resources, and consumer protection agencies. These links are provided for your convenience and do not constitute an endorsement of those sites or their content.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. Your use of those sites is governed by their own terms and policies.

Third-party services integrated into our Site (Google Analytics, APIdiamond loan form) operate under their own terms of service, which you should review independently.

We do not warrant that: (a) the Site will be uninterrupted, timely, secure, or error-free; (b) the results obtained from use of the Site will be accurate or reliable; (c) any errors in the Site will be corrected; or (d) the Site is free of viruses or other harmful components.

We make no warranty that any loan rate, fee, or term displayed on this Site is current, accurate, or applicable to your specific situation. All financial information should be verified directly with the lender.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PLAINGREENLOANSOFFER.COM SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, data, goodwill, or other intangible losses
• Damages resulting from reliance on information displayed on this Site
• Damages resulting from a loan you obtained through links on this Site
• Damages from unauthorized access to or alteration of your data
• Damages from any other matter relating to the Site

Our total liability to you for any claims arising from use of the Site shall not exceed $100 USD. Some jurisdictions do not allow limitation of liability for certain damages — in such jurisdictions, liability is limited to the greatest extent permitted by law.

You agree to defend, indemnify, and hold harmless PlainGreenLoans.com, its operators, contributors, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from: (a) your use of the Site; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any content you submit through the Site.

Any dispute, controversy, or claim arising out of or relating to your use of this Site or these Terms shall be resolved by binding arbitration rather than in court, except that either party may bring individual claims in small claims court if the claims qualify.

Arbitration shall be conducted on an individual basis. The arbitrator shall have the authority to grant any remedy that would be available in court. The arbitrator's decision shall be binding and may be entered as a judgment in any court of competent jurisdiction.

You may opt out of this arbitration agreement by sending written notice to [email protected] within 30 days of first accessing the Site.

This waiver applies to all claims, whether pursued through arbitration or in court. If this waiver is found unenforceable as to any claim, then that claim shall be severed and litigated in court while remaining claims proceed in arbitration.

These Terms shall be governed by and construed in accordance with the laws of the United States and applicable state law, without regard to conflict of law principles. To the extent court proceedings are permitted under these Terms, you consent to personal jurisdiction in the appropriate federal or state courts.

These Terms do not create any partnership, joint venture, employment, or agency relationship between you and PlainGreenLoans.com.

We reserve the right to modify these Terms at any time. We will indicate the date of the most recent update at the top of this page. Changes take effect immediately upon posting. Your continued use of the Site after changes are posted constitutes your acceptance of the new Terms.

Questions about these Terms of Service? Contact us:

For loan servicing questions, contact Plain Green, LLC at (866) 420-7157 or plaingreenloans.com. We cannot access or assist with your loan account.