Our Verification Standard
PlainGreenLoansOffer.com publishes content that directly informs financial decisions. That responsibility requires that our factual claims be verifiable, accurate, and traceable to primary sources. Our fact-check standard applies to every published article, review, comparison table, and rate disclosure on this site.
Where facts cannot be verified against primary sources, we either omit the claim or label it explicitly as opinion, analysis, or interpretation — never as verified fact.
Types of Claims We Verify
Our fact-check process applies to all substantive factual claims. This includes:
- Rate and fee claims: APR ranges, monthly payments, total loan costs, fee schedules
- Product terms: Loan amounts, repayment terms, eligibility requirements
- Statistical claims: Trustpilot scores, review counts, ranking positions
- State-availability claims: Where lenders operate, state regulatory status
- Legal and regulatory claims: Court decisions, agency actions, applicable statutes
- Comparative claims: Rate comparisons between lenders, product-vs-product statements
- Historical claims: Company founding dates, regulatory history, policy changes
Primary Sources We Use
We prioritize primary sources — the original document or record that establishes a fact — over secondary reporting whenever available.
| Claim Type | Primary Source |
|---|---|
| Lender rates & terms | Direct disclosures at plaingreenloans.com; loan agreement templates |
| Regulatory actions | CFPB, FTC, state DFS publications; federal court records |
| Review data | Trustpilot.com aggregate profile; BBB profile |
| Tribal status | Bureau of Indian Affairs records; tribal government publications |
| Statistical data | Federal Reserve, CFPB Data, peer-reviewed studies |
| Legal precedent | Court opinions (federal reporter, state reporters) |
Where possible, we link directly to the primary source so readers can verify claims independently.
Our Fact-Check Process
- Draft claims flagged during writing (any specific number, statistic, or verifiable statement)
- Editor verifies each flagged claim against the primary source
- Cross-verification against a second independent source where available
- Claims that cannot be verified are removed or rewritten as clearly labeled opinion
- Final compliance review confirms all disclosures are accurate and complete
- "Last Reviewed" date updated with each verification cycle
This process runs on every new article and every quarterly refresh cycle.
Ongoing Verification
Financial facts change. Rates, state availability, and regulatory conditions can shift meaningfully within months. To keep our content accurate, we review every published article at least quarterly.
Our review cycle:
- Weekly: Rate range spot-checks against lender disclosures
- Monthly: Trustpilot data refresh; regulatory news scan
- Quarterly: Full content review of all evergreen articles
- Annually: Complete site-wide accuracy audit
When quarterly review identifies outdated information, the article is updated and the "Last Reviewed" date bumped.
Accountability & Reader Verification
We invite readers to verify our facts independently. Every rate range on our site can be checked against Plain Green's official disclosures. Every legal or regulatory claim can be checked against public records.
If you find a claim on our site that you believe is inaccurate, please email [email protected]. We investigate every report and follow our published Corrections Policy when errors are confirmed.